We have been in the accounts receivable factoring business since 1979, are privately owned, and have a powerful track record of being FINANCIALLY SECURE. We have survived many of the economy's ups and downs and in having done so, can support you through any hard situations you might encounter. We won't fold when the times get hard, as some accounts receivable factoring companies sadly have in the past.

Every factoring company has a preference for size, industry, and risk. It's not practical for you to pick which accounts receivable factoring company is a suitable fit for you. By contacting us, we can save you a tremendous amount of time by helping you find the most suitable match for your company - it might be us or another accounts receivable factoring company.

We have a king-size network of accounts receivable factoring industry colleagues, these close relationships were earned over 20+ years in the business. So, after you take some time to explain what you need to us, you'll quickly learn that we can help you find just what you need.

A lot of accounts receivable factoring firms let you pick and choose your customers to factor. Except a handful of them usually require a minimum dollar amount prior to working with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is a little like carrying a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement which will force you into accounts receivable factoring when you don't require it.

A lot of accounts receivable factoring firms are not upfront about their fees. It dosen't have to be this way. We are different.  We are absolutely transparent about our fees. When you apply, you are given a straightforward, no obligation rate proposal with the fee for your business. Good luck finding another factoring company, if any, that will be absolutely transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our usual advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some receivables factoring companies are funded by Wall Sreet bankers. We are a privately held company and don't take orders from investors and boards. Same as you, we are like-minded business people and we have experienced many of the road bumps that a business encounters. We hear your story, learn your concerns. Based on that information we will put together a custom-made solution for you. A lot of receivables factoring companies notably the Silicon Valley ones almost completely lay their money on an algorithm to establish your company's funding program. Do you want to rely on an algorithm as a cash flow partner to fund your business?

A lot of accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you are set up with a dedicated account administrator to be your point of contact – who knows your business really well, and can assist you in ways the others just can't or won't.

Don't forget the fact that the accounts receivable factoring company will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we track each invoice and follow them as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is received.

Our business credit monitoring systems allow us to see recent negative trends so that we can protect you from risky transactions. You have quick access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection concerns in order to get them fixed without delay.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Be on guard for negative payment trends. This is critical to run your business profitably.

We make sure to incorporate first-rate technology to accelerate the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means better rates for you. A lot of other companies are not even remotely close.